How can we help you?

SIRAT Asaan Savings Account

SIRAT Assan Savings Account is a basic profit/loss sharing account which can be opened with only Rs. 100 and offers half yearly profits.

Account Type	Remunerative Checking Account
Currency	PKR
Eligibility	Resident Individuals having Pakistani Nationality and not maintaining any other regular account at HABIBMETRO
Deductions	Subject to Zakat, WHT & other Govt. levies applicable as per the rules
Profit Payout	Half Yearly
Profit Calculation	Average Monthly Balance
Initial Deposit	PKR 100/-

Free Services

First Cheque Books

Account Statements

(Half Yearly / Yearly)

Web Banking

SMS Banking

ATM Takaful Coverage

Pay Orders

Life Takaful Cover

Fund Transfers

(Within HABIBMETRO)

E-Statements

Transaction Limits:

Maximum Debit per month : Rs. 500,000/-
Maximum Credit Balance Limit : Rs. 500,000/-

Cross Border Inward Transactions

Allowed (subject to proper analysis and evaluation of risk)

Cross Border Outward Transactions

Not allowed (international transactions are allowed on VISA Debit card subject to applicable limits)

Subsequent cheque books will be charged as per SOC

For Free Life Takaful coverage up to a maximum of Rs. 500,000/- (age up to 60 years) is available on maintaining an average of six-month account balance of Rs. 15,000/- and above.

Note: If an average balance of Rs. 100K is not maintained, charges will apply as per SOC.

How To Apply

To apply or get more details, visit your nearest HABIBMETRO Bank or SIRAT branch or call our 24/7 customer care center at 111 1-HABIB (42242).