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SIRAT Current Account

HABIBMETRO SIRAT Current Account is based on the principle of qard (loan) wherein as per the mode of the accounts, only deposited amount is required to be paid upon demand without any profits. The account is maintained in order to assist customers in managing their day-to-day banking needs such as withdrawal of funds, money transfers, various kinds of payments, etc.

The Islamic current account allows unlimited transactions. Customers can deposit money in the form of cash or cheque at any time and at any branch of their Islamic bank. Therefore, using an Islamic bank current account is a convenient exercise for customers.

SIRAT Current Account can be opened in the currency of your choice. You can open an Islamic current account in PKR, USD, EUR and GBP to suit your specific banking need. The bank does not put any restrictions like minimum balance requirements or the limited number of withdrawals or payments. With a SIRAT Current Account, you can have all the freedom to carry out your routine banking with tremendous ease and convenience.

The Islamic bank has the right to utilize the deposited funds in Shariah-compliant avenues such as finance, investment, trading, and any other domain permissible under the principles of Shariah.

This Islamic current account is equally beneficial to individuals as well as businesses. The various functions of a SIRAT Current Account include withdrawal and deposit, bill payment, interbank money transfer, pay orders, demand drafts, collection of remittance to name a few. This comprehensive range of services enables you to meet the banking needs in your personal life as well as business.

SIRAT Current Account is a non-remunerative account for individuals and businesses, both.

Account Type Non-remunerative Checking Account
Currency PKR, USD, GBP & EURO
Eligibility Individuals (Single/Joint), Sole Proprietors, Partnerships, Limited Companies etc.
Min Balance Req None

Free Services

First Cheque Books

Fund Transfers

(Within HABIBMETRO)

Pay Orders

Web Banking

Rent-free Locker

E-Statements

Account Statements (Half Yearly / Yearly)

Notes:

  • Funded / Non-Funded borrowing facility is available.
  • Subsequent cheque books will be charged as per SOC.
  • If an average balance of Rs. 100K is not maintained, charges will be applied as per SOC.

You can open a HABIBMETRO SIRAT Current Account with complete peace of mind and enjoy an array of freebies that make your banking experience a satisfying one.

How To Apply

To apply or get more details, visit your nearest HABIBMETRO Bank or SIRAT branch or call our 24/7 customer care center at 111 1-HABIB (42242).

FAQs

  • Can Islamic current account be opened in foreign currency?

SIRAT Current Account can be opened in the currency of your choice. You can open an Islamic current account in PKR, USD, EUR and GBP to suit your specific banking need.

  • What is the base / contract in Islamic Bank’s Current account?

HABIBMETRO SIRAT Current Account is based on the principle of qard (loan) wherein as per the mode of the accounts, only the deposited amount is required to be paid upon demand without any profits.

  • Does Islamic bank have the right to utilize the deposit received in the current account?

The Islamic bank has the right to utilize the deposited funds in Shariah-compliant avenues such as finance, investment, trading, and any other domain permissible under the principles of Shariah.