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Visa Debit Card

A Visa Debit Card that aims to deliver convenience and accessibility with its benefits, including free ATM insurance coverage.

Facilities

  • Free ATM Withdrawal Insurance**
  • Up to Rs. 500,000/- day Branch POS cash withdrawal
  • Up to Rs. 200,000/- day ATM cash withdrawal
  • Up to Rs. 500,000/- day fund transfer
  • Up to Rs. 300,000/- day merchant and internet spending

**Up to 1.5 km from ATM or 60 minutes from the time of transaction.

Note: As per SBP directives effective from 1st November 2022, industry wide annual limit of USD 30,000 per individual is applicable on cross-border transactions through Debit Card. Please monitor your international spend to keep it up to USD 30,000 per year. For details, call 111-1(HABIB)42242.

Features

Description Platinum Gold Premium Infinite Business Ladies PayPak
Balance Required PKR 3mn last 3 months average balance No minimum balance No minimum balance Invite Only No minimum balance No minimum balance No minimum balance
Cash Counter POS usages (at branch) Limit Rs. 500,000/- Including ATM Withdrawal Rs. 400,000/- Including ATM Withdrawal Rs. 300,000/- Including ATM Withdrawal Rs. 1000,000/- Including ATM Withdrawal N/A Rs. 300,000/- Including ATM Withdrawal Rs. 300,000/- Including ATM Withdrawal
ATM Withdrawal (Local + International) Limit Rs. 200,000/- Per Day Rs. 100,000/- Per Day Rs. 75,000/- Per Day Rs. 500,000/- Per Day Rs. 300,000/- Per Day Rs. 75,000/- Per Day Rs. 50,000/- Per Day
Merchant POS + internet (Local+ International) Limit Rs. 500,000/- Per Day Rs. 300,000/- Per Day Rs. 150,000/- Per Day Rs. 1500,000/- Per Day Rs. 1000,000/- Per Day Rs. 150,000/- Per Day Rs. 100,000/- Per Day
Issuance / Annual Fee Rs. 6,000/- Rs. 3,500/- Rs. 3,000/- ** Rs. 30,000
For Priority Banking Customers, the Annual fee will be waived for additional card where the secondary cardholder is spouse.
Rs. 13,000/- Free (For the 1st year) Rs. 3,000/- (For Subsequent Years) Rs 2,000/-
Fund Transfer Limit (Through ATM) Rs. 500,000 (Including IBFT) Rs. 500,000 (Including IBFT) Rs. 500,000 (Including IBFT) Rs. 500,000 (Including IBFT) Rs. 500,000 (Including IBFT) Rs. 500,000 (Including IBFT) Rs. 500,000 (Including IBFT)
FT/IBFT/ (MB/IB) Rs. 1,000,000 Rs. 1,000,000 Rs. 1,000,000 Rs. 1,000,000 Rs. 1,000,000 Rs. 1,000,000 Rs. 1,000,000
Card Validity 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years 5 Years
Flat Fee On Foreign POS Purchase (International & Internet Transactions Executed Through International Merchants) 5% 5% 5% 5% 5% 5% N/A
Flat Fee  On ATM Withdrawal (International) 5% 5% 5% 5% 5% 5% N/A

Key Contact For Claims:

Mohammad Anis Usman
Tel: 0213-2644435

Key Contact For Card Capture:

Asif Hussain Rizvi
Tel: 0213-2644782
Email: cardoperation@habibmetro.com