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Car Financing

Best Car Finance in Pakistan

HABIBMETRO lets you drive your dream car with the convenience and flexibility of payments. With HABIBMETRO Auto Finance, your car is just around the corner.

Features
  • Applicable only on all new & used locally manufactured vehicles
  • Built-in insurance and tracker through reputable companies
  • Vehicle will be on customer’s name with HPA to the bank
  • Registration and advance WHT to be borne by the customer
  • Co-borrower / income clubbing option
  • Early settlement option (no charges after 2 years)
  • One of the best car finance in Pakistan
  • Easy installment car
Pricing Fixed and floating rate options
Minimum Equity 30%
Maximum Financing Financing limits of up to PKR 3,000,000/- (Aggregate)
Processing Fee As per prevailing Schedule of Charges (applicable only after approval)
Tenure Up to 5 years

Eligibility Criteria

Length of Occupation

  • Minimum 6 months for Permanent
  • Minimum 1 Year for Contractual

Net Income

  • Minimum PKR 75,000/- Net take-home salary (Permanent – Salaried)
  • Minimum PKR 125,000/- Net take-home salary (Contractual – Salaried)
  • Minimum PKR 150,000/- 6 MOB average Balance (Self Employed Individuals)

Age Criteria

  • Minimum 21 Years to 65 Years at maturity for Salaried individuals
  • Minimum 21 Years to 70 years at maturity for Self-Employed individuals

Documentation

  • Duly filled application form
  • Copy of valid CNIC
  • Latest photographs
  • Proof of income
  • Proof of Employment / Business

Auto Finance Calculator

FAQs

  • What do you mean by auto finance?

HABIBMETRO Auto Finance allows you to bridge your financial needs and own your dream car instantly. Through HABIBMETRO Auto Finance, you can drive now and pay later through flexible payment schedules and easy installments.

  • Which Bank is best for car finance?

HABIBMETRO Auto Finance offers flexible and reasonable financing opportunities that suit your budget and is easily affordable.

  • Which Bank is best for car finance in Pakistan?

HABIBMETRO Auto Finance provides you with a one-window solution to all your car finance needs.

  • What is the maximum tenor offered?

HABIBMETRO Auto Finance offers easy car installment plans with tenors of up to 5 years

  • What is the maximum financing amount?

HABIBMETRO Auto Finance provides you financing of up to PKR 3 million (aggregate)

  • Which type of vehicles can be financed?

HABIBMETRO Auto Finance offers financing of all new and used locally manufactured vehicles.

  • What is the pricing mechanism for auto finance?

HABIBMETRO Auto Finance offers both fixed and floating rate options (floating rate linked with 1-Year benchmark rate).

  • How old must I be to apply for auto financing?

You must be at least 21 years old in order to apply for HABIBMETRO Auto Finance.

  • Are there any charges for early termination?

Yes, as per prevailing Schedule of Charges.

How To Apply

To apply or get more details, visit your nearest HABIBMETRO branch or call our 24/7 customer care centre at 111-1-HABIB (42242).