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Visa Debit Card

A Visa Debit Card that aims to deliver convenience and accessibility with its benefits, including free ATM insurance coverage.

Facilities

  • Up to Rs. 500,000/- day Branch POS cash withdrawal
  • Up to Rs. 200,000/- day ATM cash withdrawal
  • Up to Rs. 500,000/- day fund transfer
  • Up to Rs. 300,000/- day merchant and internet spending

Up to 1.5 km from ATM or 60 minutes from the time of transaction.

Note: As per SBP directives effective from 1st November 2022, industry-wide annual limit of USD 30,000 per individual is applicable on cross-border transactions through Debit Card. Please monitor your international spend to keep it up to USD 30,000 per year. For details, call 111-1(HABIB)42242.

Features

Platinum Gold Premium PayPak
Balance Required PKR 3mn last 3 months average balance No minimum balance No minimum balance No minimum balance
Cash Counter POS usages (at branch) Limit Rs. 500,000/- Including ATM Withdrawal Rs. 400,000/- Including ATM Withdrawal Rs. 300,000/- Including ATM Rs. 300,000/- Including ATM
Withdrawal
ATM Withdrawal (Local + International) Limit Rs. 200,000/- Rs. 100,000/- Rs. 50,000 Rs. 40,000
Merchant POS + internet (Local+ International) Limit Rs. 300,000/- Per Day Rs. 200,000/- Per Day Rs. 100,000/- Per Day Rs. 100,000/- Per Day
Issuance / Annual Fee Rs 5,000/- Rs 2,700/- Rs 2,500/- Rs 1,800/-
Fund Transfer Limit Rs. 500,000 (Including IBFT) Rs. 500,000 (Including IBFT) Rs. 500,000 (Including IBFT) Rs. 500,000 (Including IBFT)
FT/IBFT/ (MB/IB) Rs. 1,000,000  Rs. 1,000,000  Rs. 1,000,000  Rs. 1,000,000
Card Validity 5 Years 5  Years 5  Years 5  Years
Flat Fee On Foreign POS Purchase (International & Internet Transactions Executed Through International Merchants) 5% 5% 5% N/A
Flat Fee on ATM Withdrawal (International) 5% 5% 5% N/A

Key Contact For Claims:

Mohammad Anis Usman
Tel: 0213-2644435

Key Contact For Card Capture:

Asif Hussain Rizvi
Tel: 0213-2644782
Email: cardoperation@habibmetro.com